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Sometimes, even your best efforts to prevent an ice dam may not be enough. Knowing what an ice dam is, how to identify one and how to help remove it is important to protecting your roof and home from potential damage during the snowy, winter months. What Is an Ice Dam? Ice dams may form when water

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Are you one of the millions of boaters with spring fever, itching to get your vessel out of winter storage and back onto the water? If so, be sure to take the time to properly de-winterize and prepare your boat before taking it out for its first voyage of the season. Having a spring ritual

Space Heater Safety Tips

Monday, 17 February 2020 by
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In order to save money in the colder months, many people opt to use a space heater to heat one room rather than heat the entire structure. Regardless of your plan, it is important to be cautious. The National Fire Protection Association (NFPA) estimates that more than 20,000 residential fires every year are associated with

Umbrella Insurance Coverage

Thursday, 13 February 2020 by
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Umbrella insurance provides extra liability coverage that can help protect assets, such as your home, car and boat. It also helps cover defense costs, attorney fees and other charges associated with lawsuits. What Does Umbrella Insurance Cover? Whether it’s a serious car accident involving pricey medical bills or an incident on your property, you can

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You may think that a homeowners insurance policy provides adequate coverage for all your valuables, but policies may provide limited or no coverage for certain items — including generally expensive items — that are damaged or stolen. For example, many homeowners policies generally have a $1,000 or $1,500 coverage amount for jewelry if the loss is due to theft.

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When the colder temperatures start to set in, many homeowners will turn to their fireplace, wood or pellet stoves as an additional heat source. While fireplaces can provide warmth and comfort, if you are not careful, they can also be a hazard. Keep in mind the following precautions to help ensure a safe winter season. Keep Your

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The sound of the plow scraping its way down the road wakes you on a wintry morning. You prepare to dig out from last night’s snow, thankful for the snow blower in the garage. But while a snow blower or snow thrower can make quick work of clearing your driveway and sidewalk, it is not

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Considering renting out your home or investing in a small residential property with a couple of apartments to generate extra income? The notion may be intriguing, and becoming a landlord can be rewarding, but it’s a decision you’ll want to consider carefully to make sure your financial interests are protected. Consider this: your homeowners insurance typically won’t

5 Tips for Moving on a Budget

Thursday, 23 January 2020 by
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Moving to a new place is certainly exciting, but it can also be stressful — and expensive. Once you factor in things like movers, packing materials, truck rentals, gas and more, the costs can creep into the hundreds, maybe even thousands of dollars, for just a single move. Are you planning a move soon? Don’t want to

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CO is a colorless, odorless gas produced by the incomplete burning of any carbon-containing material, including gasoline, natural gas, propane, coal or wood. CO is dangerous because it replaces oxygen in the blood and interferes with the transport of needed oxygen to cells in the body. Carbon Monoxide Safety Tips Many incidents involving carbon monoxide

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