We are a premier provider of group health insurance nationwide.
Group health insurance provides protection for your employees and their families against financial losses that result from medical bills because of an accident, an illness or pregnancy.
Why should your business offer employee health insurance?Group health insurance will help your business attract and retain competent and capable employees. A competitive and comprehensive group benefits package can increase employee morale and productivity.
With the additional complexities of healthcare it is more vital than ever to evaluate your needs as an employer and an individual. Marthinsen & Salvitti Insurance Group has taken the approach of going beyond just being a consultant for your healthcare program; to becoming a part of your company’s team to help create a customized benefit strategy and help navigate through the changes individuals will be facing.
Our services include:
- Innovative & Cost Effective Program Designs
- Cost, Contribution & Utilization Benchmarking
- Benefit Administration & Consulting
- Employee Communication & Engagement Strategies
- Wellness Programs
- Individual Products
Dental insurance is one of the most desired employee benefits and is important to an employees’ general health. There is a strong connection between oral health and a person’s overall health. Routine exams can detect other health related issues such as heart disease, diabetes and osteoporosis. MSI can help find a plan that best meets your employee’s needs.
Life insurance is an important benefit for providing financial protection to your employees’ family and loved ones. Most employees solely rely on the group life insurance program offered by their employer for their needs, making this an imperative benefit in any company’s offering. Employee demographics vary and so will their life insurance needs, our consultation on the different life polices available will provide a sound benefit to your employee benefit package.
It pays to protect your employee’s income and your business’s profits from the financial setbacks of a disability. Nearly half of the one million Americans who filed bankruptcy protection in the past decade did so after being sidelined by an unexpected illness or injury and one in seven people will become disabled for five years or more before they reach the age of 65*. Disability is more often sickness related, not accident related and can include mental and nervous disorders, heart conditions or even back problems. Disability insurance provides the comfort to employees that income will continue during their disability leave.